Korean Dictionary
How to say "Savings Rate" in Korean
“Savings Rate” in Korean is 저축률 (pronounced "jeochungnyul").
저축률
jeochungnyul
Usage & Context
Korea has historically had a high household savings rate. The savings rate reflects how much income people save rather than spend. As Korea population ages, maintaining savings discipline is increasingly important.
Example Sentence
한국의 가계 저축률이 예전보다 낮아졌어요.
Korea household savings rate has fallen compared to before.
How to use 저축률 naturally
Quick answer
The Korean word for “Savings Rate” is 저축률, romanized as jeochungnyul.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 저축률.
Pronunciation Guide
저축률 (jeochungnyul) starts with 'jeo' like 'juh' in 'jug'. 'Chung' sounds like 'choong' in 'choong-gum'. 'Nyul' is similar to the 'nyul' in '상승률', like 'new-l' with a soft 'l' at the end, as the 'ㄹ' (r/l) after '응' (ng) changes its sound.
More Example Sentences
Discussing retirement planning.
노후를 위해 저축률을 높여야 한다고 생각해요.
I think we need to increase our savings rate for old age.
Reading a news article about economic trends.
젊은 세대의 저축률이 점점 낮아지고 있다는 보고서가 나왔어요.
A report came out saying the savings rate of the younger generation is gradually decreasing.
A history lesson on Korea's economic development.
우리나라는 한때 세계적으로 높은 저축률을 자랑했습니다.
Our country once boasted a globally high savings rate.
Cultural Context
Historically, Koreans have been known for their high savings rate, a key factor in the country's rapid economic development. This was often driven by a strong emphasis on education, homeownership, and preparing for retirement, as well as a cultural value of frugality. While the savings rate has fluctuated, the concept of '저축' (saving) remains a significant part of financial planning and cultural discourse, especially with an aging population.
Editorial note
We review entries like 저축률 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
저축률이 높다
The savings rate is high
저축률을 높이다
To increase the savings rate
가계 저축률
Household savings rate
Related Expressions
저축
jeochuk
savings
소비율
sobiyul
consumption rate
투자율
tujayul
investment rate
가계 부채
gagye buchae
household debt
More Finance & Banking Words
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