Korean Dictionary
How to say "Interest Rate" in Korean
“Interest Rate” in Korean is 이자율 (pronounced "Ijayul").
이자율
Ijayul
Usage & Context
The percentage of money earned on savings or paid on loans. Korean banks offer varying interest rates depending on account type and economic conditions.
Example Sentence
이자율이 올라갔어요.
The interest rate has increased.
How to use 이자율 naturally
Quick answer
The Korean word for “Interest Rate” is 이자율, romanized as Ijayul.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 이자율.
Pronunciation Guide
Pronounce '이' (i) like 'ee' in 'see', '자' (ja) like 'jar' without the 'r', and '율' (yul) like 'yool' in 'cool' but with a 'y' sound. The syllables are pronounced distinctly.
More Example Sentences
Giving financial advice about choosing a bank.
은행마다 이자율이 다 다르니까 잘 비교해봐야 해요.
Since each bank has different interest rates, you need to compare them carefully.
Expressing financial concern about borrowing money.
요즘 대출 이자율이 너무 높아서 부담스러워요.
The loan interest rates are so high these days, it's burdensome.
Discussing personal finance strategy for savings.
예금 이자율이 조금이라도 더 높은 곳을 찾고 있어요.
I'm looking for a place with even slightly higher deposit interest rates.
Cultural Context
Interest rates are a frequent topic of discussion in Korea, especially concerning housing loans (주택 담보 대출) and savings. Koreans are very sensitive to changes in rates, often comparing different banks' offerings for the best deals on deposits and loans. Economic news frequently highlights fluctuations in '이자율'.
Editorial note
We review entries like 이자율 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
이자율이 오르다
interest rates to rise
이자율이 내리다
interest rates to fall
고정 이자율
fixed interest rate
Related Expressions
금리
geumri
interest rate (more formal/economic term)
대출 금리
daechul geumri
loan interest rate
예금 금리
yegeum geumri
deposit interest rate
변동 금리
byeondong geumri
variable interest rate
More Finance & Banking Words
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