Korean Dictionary
How to say "Prime Rate" in Korean
“Prime Rate” in Korean is 기준 금리 (pronounced "gijun geumni").
기준 금리
gijun geumni
Usage & Context
The prime rate is the benchmark interest rate set by the Bank of Korea. Changes in the base rate affect mortgage, loan, and savings rates nationwide. Korean media closely follows Bank of Korea rate decisions.
Example Sentence
한국은행이 기준 금리를 인상했어요.
The Bank of Korea raised the prime rate.
How to use 기준 금리 naturally
Quick answer
The Korean word for “Prime Rate” is 기준 금리, romanized as gijun geumni.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 기준 금리.
Pronunciation Guide
기 (gi) sounds like 'gee' in 'geese'. 준 (jun) sounds like 'joon' as in 'June'. 금 (geum) sounds like 'goom' as in 'groom' without the 'r'. 리 (ni) sounds like 'nee' as in 'knee'. The stress is fairly even, with a slight emphasis on the first syllable of each word.
More Example Sentences
A news headline about economic policy.
한국은행이 기준 금리를 동결하기로 결정했습니다.
The Bank of Korea decided to freeze the prime rate.
A financial analyst discussing market impact.
기준 금리 인상은 대출 이자에 어떤 영향을 미칠까요?
How will a prime rate hike affect loan interest rates?
Explaining how interest rates work to a new homeowner.
주택담보대출 금리는 기준 금리에 따라 변동됩니다.
Mortgage interest rates fluctuate according to the prime rate.
Cultural Context
The "기준 금리" (base rate or prime rate) set by the Bank of Korea is a topic of intense public interest and media coverage. Changes in this rate directly impact the daily lives of Koreans, affecting everything from mortgage payments and savings interest to business investments. It's a frequent subject in economic news, and people often discuss its potential effects on their personal finances, especially during periods of economic uncertainty.
Editorial note
We review entries like 기준 금리 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
기준 금리 인하
Prime rate cut
기준 금리 발표
Prime rate announcement
기준 금리 변동
Prime rate fluctuation
Related Expressions
대출 금리
daechul geumni
Loan interest rate
예금 금리
yegum geumni
Deposit interest rate
한국은행
Hanguk Eunhaeng
Bank of Korea
금리 인상
geumni insang
Interest rate hike
More Finance & Banking Words
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