Korean Dictionary
How to say "Overdraft" in Korean
“Overdraft” in Korean is 마이너스 통장 (pronounced "maineos tongjiang").
마이너스 통장
maineos tongjiang
Usage & Context
Overdraft or 마이너스 통장 allows account holders to spend more than their balance up to a credit limit. It is a popular short-term credit option in Korea. Interest is charged only on the amount overdrawn.
Example Sentence
마이너스 통장으로 급하게 돈을 빌렸어요.
I urgently borrowed money through an overdraft account.
How to use 마이너스 통장 naturally
Quick answer
The Korean word for “Overdraft” is 마이너스 통장, romanized as maineos tongjiang.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 마이너스 통장.
Pronunciation Guide
The word "마이너스" (maineoseu) sounds like "my-nuh-ss", with the 's' at the end being soft. "통장" (tongjang) sounds like "tong-jahng", where 'tong' rhymes with 'song' and 'jang' rhymes with 'gang'. The stress is fairly even across the syllables.
More Example Sentences
A customer asking a bank teller to adjust their overdraft limit.
마이너스 통장 한도 좀 늘려주세요.
Please increase my overdraft limit.
Someone discussing their short-term financial strategy before receiving their salary.
월급날까지 마이너스 통장으로 버텨야겠어요.
I'll have to get by with my overdraft account until payday.
A friend giving financial advice on managing unexpected expenses.
급전이 필요할 때 마이너스 통장이 정말 유용해요.
An overdraft account is really useful when you need quick cash.
Cultural Context
마이너스 통장 (maineoseu tongjang) is a very common and popular short-term credit option in Korea, often seen as a flexible alternative to a traditional loan for managing cash flow. Many office workers (직장인, jikjangin) have one linked to their salary account for unexpected expenses or to bridge gaps until payday. It's frequently discussed in K-dramas or daily conversations when characters face temporary financial difficulties.
Editorial note
We review entries like 마이너스 통장 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
마이너스 통장 개설
opening an overdraft account
마이너스 통장 사용
using an overdraft account
마이너스 통장 이자
overdraft interest
Related Expressions
대출
daechul
loan
신용대출
sinyongdaechul
credit loan
현금서비스
hyeongeumseobiseu
cash advance
빚
bit
debt
More Finance & Banking Words
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