Korean Dictionary
How to say "Mortgage" in Korean
“Mortgage” in Korean is 주택 담보 대출 (pronounced "Jutaek dambo daechul").
주택 담보 대출
Jutaek dambo daechul
Usage & Context
A long-term loan for purchasing property in Korea. Housing prices are high, so most Koreans use mortgages to buy apartments.
Example Sentence
주택 담보 대출로 아파트를 샀어요.
I bought an apartment with a mortgage.
How to use 주택 담보 대출 naturally
Quick answer
The Korean word for “Mortgage” is 주택 담보 대출, romanized as Jutaek dambo daechul.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 주택 담보 대출.
Pronunciation Guide
Pronounce '주' (ju) like 'joo' in 'juice', '택' (taek) like 'tech'. Then '담' (dam) like 'dam', '보' (bo) like 'bow' (as in bow and arrow). Finally, '대' (dae) like 'day', '출' (chul) like 'chull'. Each part is pronounced distinctly.
More Example Sentences
Expressing financial anxiety about housing costs.
주택 담보 대출 금리가 너무 높아서 걱정이에요.
I'm worried because the mortgage interest rate is too high.
Discussing the necessity of a mortgage for home purchase.
새 아파트를 사려면 주택 담보 대출이 필수적이에요.
To buy a new apartment, a mortgage is essential.
Discussing economic policy related to the real estate market.
정부에서 주택 담보 대출 규제를 강화하고 있어요.
The government is strengthening regulations on mortgages.
Cultural Context
주택 담보 대출 (jutaek dambo daechul) is a critical term in Korea due to high housing prices, especially in major cities like Seoul. It's a common topic in news, family discussions, and among young adults planning to buy a home. Government policies often target these loans to control the real estate market and ensure housing stability.
Editorial note
We review entries like 주택 담보 대출 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
주택 담보 대출을 받다
to get a mortgage
주택 담보 대출 상환
mortgage repayment
주택 담보 대출 금리
mortgage interest rate
Related Expressions
주택 대출
jutaek daechul
housing loan (shorter form)
전세 대출
jeonse daechul
jeonse deposit loan (loan for a specific Korean housing system)
담보
dambo
collateral
주택 구입 자금
jutaek guip jageum
housing purchase funds
More Finance & Banking Words
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