Korean Dictionary
How to say "Loan" in Korean
“Loan” in Korean is 대출 (pronounced "Daechul").
대출
Daechul
Usage & Context
Borrowing money from a bank with the obligation to repay with interest. Personal loans and business loans are common in Korea.
Example Sentence
은행에서 대출을 받았어요.
I took out a loan from the bank.
How to use 대출 naturally
Quick answer
The Korean word for “Loan” is 대출, romanized as Daechul.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 대출.
Pronunciation Guide
Pronounce '대' (dae) like 'day', and '출' (chul) like 'chull' in 'chuggle' but with a clear 'l' sound at the end. The two syllables are pronounced clearly.
More Example Sentences
Explaining a major financial step for homeownership.
집을 사려고 은행에서 대출을 신청했어요.
I applied for a loan from the bank to buy a house.
Discussing financial struggles related to education.
학자금 대출 때문에 졸업 후에도 빚이 많아요.
Because of student loans, I have a lot of debt even after graduation.
Seeking quick financial help for an immediate need.
급하게 돈이 필요해서 소액 대출을 알아보고 있어요.
I urgently need money, so I'm looking into small loans.
Cultural Context
Loans are a significant part of Korean financial life, especially for housing and education. The term '영끌' (yeongkkeul, short for 영혼까지 끌어모으다 - 'to pull together every last bit of your soul') became popular during the housing boom, referring to people taking out maximum loans to buy property, highlighting the intensity of the housing market.
Editorial note
We review entries like 대출 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
대출을 받다
to take out a loan
대출을 갚다
to repay a loan
대출 신청
loan application
Related Expressions
빚
bit
debt
상환
sanghwan
repayment
대출금
daechulgeum
loan amount
신용 대출
sinyong daechul
credit loan
More Finance & Banking Words
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