Korean Dictionary
How to say "Fixed Deposit" in Korean
“Fixed Deposit” in Korean is 정기예금 (pronounced "jeonggi yegeum").
정기예금
jeonggi yegeum
Usage & Context
Fixed deposits lock funds for a set period in exchange for higher interest rates. Korean banks offer various 정기예금 products with different terms and rates. They are a conservative investment choice popular with older Koreans.
Example Sentence
정기예금에 1년 동안 돈을 맡겼어요.
I deposited money in a fixed deposit for one year.
How to use 정기예금 naturally
Quick answer
The Korean word for “Fixed Deposit” is 정기예금, romanized as jeonggi yegeum.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 정기예금.
Pronunciation Guide
Pronounce '정기예금' as 'jeong-gi ye-geum'. 'Jeong' sounds like 'jong' (as in 'jongle'). 'Gi' is like 'gee' (as in 'geese'). 'Ye' is like 'yeah'. 'Geum' is like 'goom' (as in 'groom'). The stress is on 'jeong' and 'geum'.
More Example Sentences
Discussing a conservative retirement savings strategy.
은퇴 자금을 정기예금에 넣어두고 있어요.
I'm putting my retirement funds into a fixed deposit.
Discussing current financial market trends.
요즘 정기예금 금리가 많이 올랐다고 해요.
They say fixed deposit interest rates have risen a lot recently.
Giving advice on managing different types of funds.
단기 자금은 정기예금보다 자유로운 입출금 통장에 넣어두는 게 좋아요.
For short-term funds, it's better to put them in a free deposit/withdrawal account than a fixed deposit.
Cultural Context
Fixed deposits (정기예금) are a very common and popular savings product in South Korea, especially among older generations and those with a conservative investment approach. They offer a stable, albeit often lower, interest rate in exchange for locking funds for a set period (e.g., 6 months, 1 year, 3 years). Korean banks offer a wide range of 정기예금 products, and comparing their '만기' (mangi - maturity) interest rates is a common practice for savers looking for the best returns on their principal.
Editorial note
We review entries like 정기예금 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
정기예금 가입
to sign up for a fixed deposit
정기예금 만기
fixed deposit maturity
정기예금 이자율
fixed deposit interest rate
Related Expressions
자유적금
jayujeokgeum
free savings deposit (flexible deposits)
적금
jeokgeum
installment savings (regular deposits)
예금
yegeum
deposit
금리
geumri
interest rate
More Finance & Banking Words
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