Korean Dictionary
How to say "Creditor" in Korean
“Creditor” in Korean is 채권자 (pronounced "Chaegwon-ja").
채권자
Chaegwon-ja
Usage & Context
A person or entity owed money. Creditors have legal rights to collect debts.
Example Sentence
채권자에게 돈을 빌렸어요.
I borrowed money from a creditor.
How to use 채권자 naturally
Quick answer
The Korean word for “Creditor” is 채권자, romanized as Chaegwon-ja.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 채권자.
Pronunciation Guide
채 (chae) sounds like 'chai' in 'chai tea'. 권 (gwon) is like 'gwon' in 'Gwon-do', with a soft 'g' sound. 자 (ja) is pronounced like 'ja' in 'jazz'. The stress is fairly even across syllables.
More Example Sentences
Discussing personal finances with a friend.
은행은 저의 가장 큰 채권자입니다.
The bank is my biggest creditor.
Explaining business law to a colleague.
회사가 파산하면 채권자들은 돈을 돌려받기 어렵습니다.
If a company goes bankrupt, creditors have difficulty getting their money back.
A lawyer instructing their assistant.
채권자 명단을 작성해서 법원에 제출해야 해요.
We need to make a list of creditors and submit it to the court.
Cultural Context
In Korean society, the relationship between a creditor and debtor is often portrayed in K-dramas, especially those dealing with financial struggles or corporate power plays. While '채권자' is a formal term, the concept of owing money (빚, bit) is deeply ingrained, and creditors are seen as having significant leverage. The term is primarily used in legal, financial, and business contexts.
Editorial note
We review entries like 채권자 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
채권자 보호
Creditor protection
채권자 회의
Creditors' meeting
주요 채권자
Major creditor
Related Expressions
채무자
Chaemu-ja
Debtor
대출 기관
Daechool gigwan
Lending institution
돈을 빌려주다
Doneul billyeojuda
To lend money
채권
Chae-gwon
Bond, claim
More Finance & Banking Words
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