Korean Dictionary

How to say "Credit score" in Korean

Credit score” in Korean is 신용점수 (pronounced "Sinyong jeomsoo").

신용점수

Sinyong jeomsoo

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IntermediateFinance & Banking

Usage & Context

Numerical rating of creditworthiness. Affects ability to borrow money and interest rates offered.

Example Sentence

신용점수가 높으면 대출을 받기 쉬워요.

If your credit score is high, it's easier to get a loan.

How to use 신용점수 naturally

Quick answer

The Korean word for “Credit score” is 신용점수, romanized as Sinyong jeomsoo.

Usage tip

Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.

Common mistake

Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 신용점수.

Pronunciation Guide

신 (sin) sounds like 'shin' in 'shin-bone'. 용 (yong) sounds like 'yong' in 'Hong Kong'. 점 (jeom) sounds like 'juhm', similar to 'gum' but with a 'j' sound. 수 (soo) sounds like 'soo' in 'soup'. Put it together: 'SHIN-yong JUHM-soo'.

More Example Sentences

A financial advisor explaining requirements.

대출 받으려면 신용점수가 중요해요.

Credit score is important if you want to get a loan.

A worried person talking to a bank representative.

제 신용점수가 갑자기 떨어졌어요.

My credit score suddenly dropped.

Asking for financial advice online.

신용점수 관리 어떻게 해야 할까요?

How should I manage my credit score?

Cultural Context

In Korea, 신용점수 (credit score) is crucial for various financial activities, from getting a loan or credit card to even renting an apartment (전세/월세). Banks and financial institutions heavily rely on it. There are several credit rating agencies, and people often check their scores through apps or online services. Maintaining a good credit score is a key aspect of personal finance management in Korea.

Editorial note

We review entries like 신용점수 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.

Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.

Common Phrases

신용점수를 올리다

To raise one's credit score

신용점수가 낮다

To have a low credit score

신용점수 조회

Credit score inquiry

Related Expressions

신용등급

Sinyong deunggeup

Credit rating (older system, now mostly replaced by scores)

신용카드

Sinyongkadeu

Credit card

대출

Daechool

Loan

금융거래

Geumyunggeorae

Financial transaction

More Finance & Banking Words

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