Korean Dictionary
How to say "Credit" in Korean
“Credit” in Korean is 신용 (pronounced "Sinyong").
신용
Sinyong
Usage & Context
Creditworthiness and the ability to borrow money. Credit scores are important in Korea for loans and financial products.
Example Sentence
신용이 좋아야 대출을 받을 수 있어요.
You need good credit to get a loan.
How to use 신용 naturally
Quick answer
The Korean word for “Credit” is 신용, romanized as Sinyong.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 신용.
Pronunciation Guide
신 (sin) sounds like 'shin' in 'shingle'. 용 (yong) sounds like 'yong' in 'Hong Kong', or like 'yawn' with a soft 'g' at the end. The stress is fairly even across both syllables.
More Example Sentences
Applying for a credit card.
신용카드 발급받으려면 신용 점수가 좋아야 해요.
You need a good credit score to get a credit card.
Describing a trustworthy person.
저 사람은 신용이 좋아서 뭘 맡겨도 안심이야.
That person has good credit (is trustworthy), so I can trust them with anything.
Discussing loan eligibility.
신용 등급이 낮으면 대출받기 어려워요.
If your credit rating is low, it's hard to get a loan.
Cultural Context
In Korea, 신용 (sinyong) is a crucial concept, encompassing both financial creditworthiness (신용 점수 - credit score) and personal trustworthiness. A strong 신용 점수 is vital for securing loans, credit cards, and even some rental agreements. Beyond finance, someone with good 신용 is generally perceived as reliable and responsible in daily life and business dealings.
Editorial note
We review entries like 신용 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
신용이 좋다
To have good credit/be trustworthy
신용을 쌓다
To build credit/trust
신용을 잃다
To lose credit/trust
Related Expressions
신용 점수
sinyong jeomsu
Credit score
신용카드
sinyongkadeu
Credit card
불신용
bulsinyong
Distrust, discredit
신뢰
sinoe
Trust, reliability
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