Korean Dictionary

How to say "Credit card" in Korean

Credit card” in Korean is 신용카드 (pronounced "Sinyongkadeu").

신용카드

Sinyongkadeu

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Usage & Context

Korea is a highly cashless society. Credit and debit cards are accepted almost everywhere. Major foreign cards (Visa, Mastercard) work well. Some traditional markets may be cash only. Samsung Pay and Kakao Pay are popular mobile payment options. ATMs are widely available.

Example Sentence

신용카드로 계산할 수 있어요?

Can I pay by credit card?

How to use 신용카드 naturally

Quick answer

The Korean word for “Credit card” is 신용카드, romanized as Sinyongkadeu.

Usage tip

Pair this travel word with polite request endings like -요 so it works in hotels, stations, taxis, and shops.

Common mistake

Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 신용카드.

Pronunciation Guide

신용 (Sinyong) is pronounced 'shin-yong,' like 'shin' on your leg and 'yong' as in 'belong.' 카드 (Kadeu) sounds like 'kah-doo,' with 'ka' like 'car' (without the 'r') and 'doo' with a soft 'd' sound, almost like the 't' in 'butter.' Together: 'Shin-yong kah-doo.'

More Example Sentences

Asking at a store checkout.

신용카드로 결제해도 되나요?

Can I pay with a credit card?

Informing the cashier about payment method.

현금 말고 신용카드로 계산할게요.

I'll pay with a credit card, not cash.

Discussing travel preparations with a friend.

해외에서 사용할 수 있는 신용카드가 필요해요.

I need a credit card I can use overseas.

Cultural Context

Korea is a highly cashless society, and credit/debit cards are accepted almost everywhere, even for small purchases. Major international cards like Visa and Mastercard work well. Beyond physical cards, mobile payment apps like Samsung Pay, Kakao Pay, and Naver Pay are extremely popular and widely used. While rare, some very small traditional markets or street vendors might still be cash-only, so it's always good to carry a small amount of cash.

Editorial note

We review entries like 신용카드 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.

Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.

Common Phrases

카드 돼요?

Is card okay? (Can I pay by card?)

신용카드 받으세요?

Do you accept credit cards?

할부 되나요?

Can I pay in installments?

Related Expressions

체크카드

chekeukadeu

Debit card

현금

hyeongeum

Cash

모바일 결제

mobail gyeolje

Mobile payment

결제하다

gyeoljehada

To pay/make a payment

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