Korean Dictionary
How to say "Student Loan" in Korean
“Student Loan” in Korean is 학생 대출 (pronounced "haksaeng daechul").
학생 대출
haksaeng daechul
Usage & Context
Money borrowed to pay for education. Student loans must be repaid after graduation. Many Korean students use loans to pay for university.
Example Sentence
학생 대출을 받았다.
I took out a student loan.
How to use 학생 대출 naturally
Quick answer
The Korean word for “Student Loan” is 학생 대출, romanized as haksaeng daechul.
Usage tip
Learn this word together with a complete Korean sentence. Meaning often depends on particles, politeness level, and word order.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 학생 대출.
Pronunciation Guide
학생 (haksaeng) sounds like 'hock-sang', where 'hak' rhymes with 'hock' (as in 'hock a loogie') and 'saeng' rhymes with 'sang' (as in 'sang a song'). 대출 (daechul) sounds like 'day-chull', with 'dae' like 'day' and 'chul' like 'chull' (as in 'chug' but with an 'l').
More Example Sentences
A student complaining about financial pressure.
학생 대출 이자가 너무 높아서 부담스러워요.
The interest rate on student loans is too high, so it's a burden.
Discussing post-graduation financial responsibilities.
졸업하면 학생 대출을 갚기 시작해야 해요.
When I graduate, I have to start repaying my student loan.
Explaining how one financed their education independently.
부모님 도움 없이 학생 대출로 학비를 마련했어요.
I managed to cover tuition with a student loan without my parents' help.
Cultural Context
Student loans are a significant part of higher education financing in Korea, similar to many other countries. Many students rely on them, and the burden of repayment after graduation can be substantial. There's often public discussion about interest rates and government support for students. The term itself is quite straightforward and widely understood.
Editorial note
We review entries like 학생 대출 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
학생 대출 받다
To take out a student loan
학생 대출 갚다
To repay a student loan
학생 대출 상환
Student loan repayment
Related Expressions
학자금 대출
hakjageum daechul
Student loan (more formal, literally 'academic fund loan')
대출금
daechulgeum
Loan amount
학비
hakbi
Tuition fees
장학금
janghakgeum
Scholarship
More School Life Words
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