Korean Dictionary
How to say "Debit Card" in Korean
“Debit Card” in Korean is 직불카드 (pronounced "jik-bul-ka-deu").
직불카드
jik-bul-ka-deu
Usage & Context
직불카드 is a debit card that directly withdraws money from your bank account. It's a popular payment method in Korea for those who prefer not to use credit cards or want to control their spending.
Example Sentence
직불카드로 계산할게요.
I'll pay with my debit card.
How to use 직불카드 naturally
Quick answer
The Korean word for “Debit Card” is 직불카드, romanized as jik-bul-ka-deu.
Usage tip
Shopping Korean usually sounds more natural when you use short polite questions instead of translating English directly.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 직불카드.
Pronunciation Guide
직 (jik) sounds like 'jick' in 'jigsaw'. 불 (bul) sounds like 'bool' as in 'bull'. 카 (ka) sounds like 'kah' as in 'car' (without the 'r'). 드 (deu) sounds like 'deu' (like 'dew' but with a harder 'd' and a very short 'oo' sound). Put it together: 'Jik-bool-kah-deu'. The stress is fairly even.
More Example Sentences
Explaining the direct withdrawal function of a debit card.
직불카드로 결제하면 바로 통장에서 돈이 빠져나가요.
If you pay with a debit card, money is immediately withdrawn from your account.
Stating a preference for debit over credit for spending control.
신용카드 대신 직불카드를 주로 사용해요.
I mainly use a debit card instead of a credit card.
A common question for travelers regarding international card usage.
해외에서 직불카드를 사용할 수 있나요?
Can I use a debit card overseas?
Cultural Context
While '직불카드' (jikbul-kadeu) is the direct translation for 'debit card,' the term '체크카드' (chekeu-kadeu, 'check card') is far more commonly used in everyday conversation and by banks in Korea. Both refer to cards that deduct money directly from your bank account. Many Koreans, especially students and young adults, prefer '체크카드' for budgeting and avoiding debt, as it's easier to obtain than a credit card. Mobile payment services like Kakao Pay and Naver Pay, which link directly to bank accounts, have also become extremely popular, offering similar functionality.
Editorial note
We review entries like 직불카드 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
직불카드로 계산하다
To pay with a debit card
직불카드 발급
Debit card issuance
직불카드 사용
Debit card usage
Related Expressions
체크카드
chekeu-kadeu
Check card (more common term for debit card)
신용카드
sinyong-kadeu
Credit card (antonym in usage)
현금
hyeongeum
Cash
모바일 결제
mobail gyeolje
Mobile payment
More Shopping Words
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