Korean Dictionary
How to say "Credit Card" in Korean
“Credit Card” in Korean is 신용카드 (pronounced "Sinyongkadeu").
신용카드
Sinyongkadeu
Usage & Context
신용카드 is used everywhere in Korea, which is one of the most cashless societies in the world. Koreans use credit cards for almost all purchases, from street food to luxury goods. Tap-to-pay is widely available throughout Korean stores and restaurants.
Example Sentence
신용카드로 결제해도 돼요?
Can I pay by credit card?
How to use 신용카드 naturally
Quick answer
The Korean word for “Credit Card” is 신용카드, romanized as Sinyongkadeu.
Usage tip
Shopping Korean usually sounds more natural when you use short polite questions instead of translating English directly.
Common mistake
Do not rely only on the English meaning. Read the Korean example sentence and notice the particles, word order, and politeness level around 신용카드.
Pronunciation Guide
신 (sin) sounds like 'shin' in 'shine'. 용 (yong) sounds like 'yong' in 'belong'. 카 (ka) sounds like 'ka' in 'car'. 드 (deu) sounds like 'duh' in 'duh-uh'. The stress is even.
More Example Sentences
Asking about payment options at a shop.
이 가게에서는 신용카드로 결제할 수 없어요.
You can't pay by credit card at this store.
Giving travel advice or packing essentials.
해외여행 갈 때는 신용카드를 꼭 챙겨야 해요.
You must bring your credit card when traveling abroad.
Explaining how a purchase was made at a good price.
신용카드 포인트로 할인받아서 저렴하게 샀어요.
I bought it cheaply with a discount using credit card points.
Cultural Context
Korea is renowned as one of the most cashless societies globally. '신용카드' (credit card) and debit cards are accepted almost everywhere, from large department stores to small street food stalls. Many Koreans prefer cards over cash for convenience, accumulating points, and various benefits. Mobile payment apps like Kakao Pay and Naver Pay, often linked to credit cards, are also widely used, making cash payments increasingly rare.
Editorial note
We review entries like 신용카드 for pronunciation, example sentence fit, and learner mistakes so the page answers more than a direct dictionary lookup.
Reviewed by Min-jung Park, Korean Language Teacher. Updated May 31, 2026. See our editorial standards.
Common Phrases
신용카드 결제
credit card payment
신용카드 번호
credit card number
신용카드 한도
credit card limit
Related Expressions
체크카드
Chekeukadeu
debit card
현금
Hyeongeum
cash
모바일 결제
Mobail gyeolje
mobile payment
결제하다
Gyeoljehada
to pay
More Shopping Words
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